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FCA Authorised E-Money Institution

Payments that power
your business.

Fast, reliable merchant acquiring with Visa, Mastercard and leading alternative payment methods. Built for businesses that need more than a standard merchant account.

Apply for a Merchant Account → Explore Solutions
150+
Currencies supported
99.9%
Platform uptime
24/7
Dedicated support
FCA
Fully regulated
Accepted Networks
Mastercard
VISA Visa
🌐 APMs
🔒 3D Secure
🛡️ PCI DSS
Our Solutions

Everything you need to
accept payments at scale

From card acquiring to global alternative payment methods, 1Acquiring gives you a single, regulated platform to accept payments from customers worldwide.

💳

Card Acquiring

Full Visa and Mastercard acquiring with competitive interchange-plus pricing. Accept credit and debit cards online, in-app, and via virtual terminal across all major card types.

🌍

Alternative Payment Methods

Reach more customers with leading local and international alternative payment methods. Offer payment choice and boost conversion at checkout with region-specific solutions.

🔌

Seamless Integration

Developer-friendly REST APIs, hosted payment pages, and shopping cart plugins. Integrate in days, not months, with full sandbox support and comprehensive documentation.

🛡️

Risk & Fraud Management

Advanced AI-driven fraud detection with fully configurable rule engines, 3D Secure v2 and real-time transaction scoring to protect your revenue without blocking good customers.

📊

Analytics Dashboard

Real-time reporting and insights into authorisation rates, chargeback trends, and payment performance. Make data-driven decisions with customisable reports and alerts.

⚡

Fast Settlements

Access your funds quickly with flexible settlement schedules. Multi-currency settlement accounts let you hold balances in the currencies that matter most to your business.

Simple Process

Up and running in
as little as 48 hours

We've designed our onboarding to be as fast and frictionless as possible while meeting all regulatory requirements as an FCA authorised institution.

01

Apply Online

Complete our short application form with your business details, processing volumes and industry. No long paper forms.

02

Compliance Review

Our dedicated compliance team reviews your application swiftly and professionally, keeping you informed at every stage.

03

Integration

Access our developer portal, API credentials and integration guides. Our technical team is on hand to assist if required.

04

Go Live & Grow

Start accepting payments. Benefit from ongoing account management, regular performance reviews and optimisation support.

Payment Methods

One platform.
Every payment method.

Give your customers the choice they expect. Alongside Visa and Mastercard, 1Acquiring connects you to the alternative payment methods driving conversion in your markets.

💳

Visa & Mastercard

Credit, debit and prepaid. Full international acceptance with competitive acquiring rates and high authorisation.

📱

Digital Wallets

Apple Pay, Google Pay and other leading digital wallets for fast, frictionless mobile checkout experiences.

🌐

Local Alternative Methods

Access region-specific APMs to maximise conversion in key markets across Europe and beyond.

🔄

Recurring & Subscriptions

Tokenised card-on-file and subscription billing for SaaS, memberships and recurring revenue models.

Modern payment processing terminal
Sectors We Serve

Merchant accounts across
all major industries

From mainstream retail to specialist verticals, our experienced team understands the unique requirements of each sector and tailors acquiring solutions accordingly.

🛒 Retail & Ecommerce
✈️ Travel & Airlines
🏨 Hotels & Hospitality
🍽️ Restaurants & Food
💊 Healthcare & Pharmacy
🎮 Gaming & Software
📚 Education & eLearning
💻 SaaS & Subscriptions
🚗 Automotive
🏋️ Health & Fitness
💄 Beauty & Wellness
⚖️ Legal Services
🔧 Home Services
📦 Logistics & Delivery
🎭 Entertainment & Events
📡 Telecoms & ISP
🏗️ Construction & Trades
💰 Financial Services
Fintech team at 1Acquiring
FCA
Authorised &
Regulated
Why 1Acquiring

Regulation meets
innovation

As an FCA authorised e-money institution, we combine the security and compliance of a regulated financial institution with the agility and technology of a modern fintech.

🏛️

FCA Authorised E-Money Institution

Fully authorised and regulated by the Financial Conduct Authority. Your merchant account is in safe, regulated hands.

🤝

Dedicated Account Management

A named relationship manager who understands your business, not a call centre queue. Real expertise, when you need it.

📈

Optimised for Authorisation Rates

We work proactively with you to maximise approval rates, reduce declines and grow your accepted payment revenue.

🔐

PCI DSS Level 1 Compliant

The highest level of payment card industry security. Your customers' data and your business are fully protected.

Regulated, Secure & Transparent

1Acquiring is an FCA authorised e-money institution. We operate under strict regulatory oversight, ensuring your merchant account and your customers' funds are always protected to the highest standards.

🏛️
FCA Authorised
E-Money Institution
Financial Conduct Authority
Get Started

Apply for your
merchant account

Tell us a little about your business and we'll come back to you with a tailored proposal. No lengthy forms, no obligation.

✉️
[email protected]
⚡
Typical response within 4 business hours
🌍
Serving merchants across the UK & Europe
Merchant Application

By submitting this form you agree to be contacted by 1Acquiring regarding your application. We will never share your data with third parties without consent.

✅ Thank you! We've received your application and will be in touch within 4 business hours.